Banking & Finance : Regulatory

Prior to joining EY, Michele spent time at important national and international firms such as  Gianni Origoni, Dentons, Annunziata&Associati, and 5FiveLex.

Italian Bar Association – Milan branch Italian Private Banking Association (AIPB)

Michele is a Partner of the firm, Head of the Regulatory practice and leader of the FSO (Financial Services Organisation) Law department for EY Italy.

He has 20+ years of legal acumen – focusing his practice on providing Banking Law and Financial Regulatory counsel.

Of note is his wealth of experience advising regulated entities in the banking, financial, investment and insurance fields.

In particular, Michele handles for his clients a wide range of sophisticated legal and regulatory aspects, including:

advisory and management of legal and regulatory matters related to the provision of investment, banking, financial, payment and insurance services (licensing for banks, financial and insurance institutions; passporting of EU banks, insurance and financial institutions, licenses into and from Italy for the provision of banking, investment, financial, payment and insurance services, prudential requirements); structuring and implementation of collective investment management schemes and offering of units/shares of Italian and foreign funds; analysis and management of legal and regulatory aspects connected to the issuance and offering of banking, financial, payment and insurance products in Italy; assistance in the drafting and negotiation of banking, financial, payment, investment and insurance services agreements and related issues (including outsourcing and separate accounts agreements); assistance to Italian/foreign insurance companies and intermediaries with the structuring of their business and distribution models and the drafting of documentation for the offering of insurance-financial products as well as with cross-border transactions; assistance in relation to M&A transactions involving regulated entities and with respect to the applicable licenses and authorization filings and post-closing duties; assistance in the pre-litigation phases of sanction procedures applied to banks, insurance and financial institutions and their key officers for any breaches of the applicable regulations; assistance to regulated entities on anti-money laundering, market abuse and ESG connected issue; assistance to Fintech institutions and start-ups with respect to any legal and regulatory issue connected to their activities and/or projects (i.e.: legal implications on blockchain, tokens, NFT, etc.).