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IMPACT OF DPDP ACT AND RULES ON PHARMACEUTICAL COMPANIES

Saga Legal | January 8, 2026

This Article examines the impact of the Digital Personal Data Protection Act, 2023 (“DPDP Act/Act”) on pharmaceutical companies in so far as the collection, processing, storage and sharing of personal and sensitive health data is concerned. While the Act strengthens a patient’s privacy, and data protection, it also poses operational, legal and financial challenges, especially …

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RBI’s 2025 Amendment Directions on Financial Services by Scheduled Commercial Banks

Saga Legal | January 5, 2026

The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) (Amendment) Directions, 2025, effective 5 December 2025, as part of a broader recast of its 2016 framework on financial services by banks and their group entities. In parallel, RBI has notified the Reserve Bank of …

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Right to Disconnect Bill 2025: A Step Toward Restoring Work Life Balance in a Hyper-Connected World

Saga Legal | December 15, 2025

In today’s fast-paced digital age, the boundaries between work and personal life have nearly disappeared. Smartphones buzz late into the night, emails arrive at odd hours, and employees feel pressured to stay constantly available even during weekends, holidays, or personal time. This “always-on” culture has fueled stress, burnout, and a decline in mental well-being across …

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The Road Ahead for Gig Worker Protection in Karnataka

Saga Legal | December 11, 2025

We write to bring to your attention the key compliance requirements under the recently introduced Karnataka Platform Based Gig Workers (Social Security and Welfare) Rules, 2025. (“Rules”). The Rules must be read together with the previously notified Karnataka Platform Based Gig Workers (Social Security and Welfare) Ordinance, 2025. (“Ordinance”). The Government of Karnataka on May, …

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The Privacy Timer Starts Now – Analysing the DPDP Rules and its 18-Month Countdown

Saga Legal | December 3, 2025

The Government of India has operationalized the Digital Personal Data Protection Act, 2023 (“Act”), through the notification of the Digital Personal Data Protection Rules, 2025 (“Rules”) on November 13, 2025. Together, the Act and the Rules have created India’s first privacy legislative text that confers new rights to citizens, such as the right to revoke …

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WHEN BANK LOANS ARE NOT PROCEEDS OF CRIME: THE KARNATAKA HIGH COURT’S CLARIFICATION ON PMLA ATTACHMENTS.

Saga Legal | December 1, 2025

Introduction: In a recent judgement, the High Court of Karnataka (High Court), in Deputy Director, Directorate of Enforcement v. Asadullah Khan & Others[1], examined the intersection between the Prevention of Money Laundering Act, 2002 (PMLA) and the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI). The Appeals filed under …

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The Curious Case of Sumitomo’s Signature Scent

Saga Legal | November 28, 2025

Introduction: Among the various categories of trademarks available to businesses, a select few are classified as “unconventional marks.” These include marks based on sound (such as advertisement jingles), shape, colour, and even smell. Securing registration for such marks has historically been challenging, primarily due to difficulties in representation and the stringent distinctiveness criteria they must …

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Analysis of the Insolvency and Bankruptcy Code (Amendment) Bill, 2025

Saga Legal | November 27, 2025

The Insolvency and Bankruptcy Code, 2016 (“Code”) was enacted in 2016 to unify India’s fragmented insolvency framework to ensure a time-bound Corporate Insolvency Resolution Process (“CIRP”). The jurisprudence of the Code since its enactment has been continuously evolving through frequent landmark judgments and regulatory amendment to address the procedural bottlenecks and lacunas in the practical …

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NON-AVAILABILITY OF DEEMED EXPORT BENEFITS TO THERMAL POWER PLANT UNDER FOREIGN TRADE POLICY

Saga Legal | November 20, 2025

INTRODUCTION

RBI’s Seventh Amendment to FEMA Regulations on Foreign Currency Accounts: Strengthening IFSC Integration and Export Flexibility

Saga Legal | November 3, 2025

INTRODUCTION The Reserve Bank of India (“RBI”) has notified the Foreign Exchange Management (Foreign Currency Accounts by a Person Resident in India) (Seventh Amendment) Regulations, 2025, which came into effect on 6th October 2025. The said amendment, issued by the RBI in exercise of the powers conferred upon it under Foreign Exchange Management Act, 1999 …

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