Navigating Commission Disclosure: UK Supreme Court Limits Consumer Claims in Motor Finance Appeal
Introduction On 1 August 2025, the UK Supreme Court handed down its judgment in Johnson v FirstRand Bank Ltd (t/a MotoNovo Finance), along with the linked appeals in Wrench v FirstRand Bank Ltd and Hopcraft v Close Brothers Ltd. These cases addressed significant legal questions about the nature of commission agreements between financial lenders and …
Court of Appeal grapples with fake citations and the inevitability of AI Lawyers
Two years ago, I attended an application to set aside possession in which a Litigant in Person argued that a section 21 notice was defective unless all historic tenancy documentation relied upon was served alongside it. They cited Brown v Sunley Homes Ltd [2017] in support of this position. The proposition was untrue, and the …
Continue reading “Court of Appeal grapples with fake citations and the inevitability of AI Lawyers”
Renters’ Rights Bill: An Update
INTRODUCTION On 9th October the Renter’s Rights Bill [“the Bill”] had its 2nd reading in the House of Commons.
Transparency in Consumer Credit: Key Takeaways from Johnson v Firstrand Bank Ltd
In this article, Anna Roffey (Barrister) gives a precis of the Court of Appeal decision in Johnson v Firstrand Bank Ltd, Wrench v Firstrand Bank Ltd and Hopcraft v Close Brothers Ltd.
Motor Finance Undisclosed Commission Claims: the Law as it Stands
In this article, Mark Erridge (Pupil Barrister) sets out the law as it currently stands relating to undisclosed commissions in motor finance claims,