In more recent years, Zoë has advised emerging and frontier market banking regulators on systemic issues relating to distressed banks, the integrity of their capital and the identification of abuse of the financial system by the banks’ shareholders and senior management. She has significant expertise in advising both government and corporate clients and their counsel in critical matters concerning the prevention, detection and investigation of fraud and corruption and associated money-laundering mechanisms and related asset recovery strategies.

Howard is a forensic accountant and has led complex cross-border fraud investigations for corporates, financial institutions and government bodies across the EMEA region. He specialises in working with large complex data sets and using data analytics to identify wrongdoing, trace funds, identify assets and support recovery actions.  He designs ABC and AML/CFT and fraud risk assessments and compliance reviews for multinational corporations and financial institutions.

He also has broad experience working with regulators, financial intelligence units (FIUs), prosecuting bodies and financial institutions to conduct financial investigations and provide anti-money laundering (AML)/countering the financing of terrorism (CFT) advisory services. In recent years, Howard has provided technical support, risk assessments and controls and process reviews relating to the Financial Action Task Force (FATF) standards and the mutual evaluation process.

His personal casework has included multi-jurisdictional investigations into alleged FCPA violations; numerous investigations into allegations of employee misconduct, including sexual misconduct and harassment; a series of complex undercover investigations on behalf of Everytown for Gun Safety into the illegal sale of guns at gun shows across the country and on the internet; a groundbreaking investigation into media transparency in the US advertising industry for the Association of National Advertisers (the investigation resulted in findings of widespread kickbacks to media-buying companies and led to industry-wide calls for systemic change); and large-scale investigations into the theft of IP, including software, medical devices, consumer goods and patented chemical processes, for a wide array of corporate clients.

Prior to joining Kroll, Rasoul led the European data analytics practice at Forensic Risk Alliance, leading significant regulatory matters while rapidly growing the business. Before that, he had key roles in both EY’s and Deloitte’s respective forensic data analytics teams working on a range of compliance and investigative matters.

Rasoul’s client work has mostly involved leading technology and investigation teams to support organisations developing/enhancing compliance monitoring capabilities and organisations responding to global regulators across a range of sectors and financial crime issues, including breaches of economic sanctions, money laundering, conduct risk, misselling and trader surveillance. Through his work, Rasoul has created innovative and cost-effective financial crime solutions, equipping clients, counsel and regulators with key insights gained at speed.