Financial Services Regulation

Ganado Advocates, Senior Regulatory Advisor: 2022 Ganado Advocates, Regulatory Advisor: 2016 Malta Financial Services Authority, Analyst: 2010 Banif Bank (Malta) Limited, Executive Banking Consultant: 2009

Paul Falzon is a Senior Regulatory Advisor within Ganado Advocates’ investment services and funds team, focusing on the setting up, procurement of licences and ongoing servicing of investment service licence holders and collective investment schemes. Paul also regularly assists the firm’s clients with other regulatory matters.

Paul also forms part of Ganado Advocates’ banking and finance team, assisting banks and financial institutions extensively in regulatory matters. In particular, he advises clients on the licensing regime in Malta applicable to credit institutions and financial institutions, including ongoing compliance with the various legislation applicable to payment services, electronic money and general banking activities. Paul also regularly assists in general corporate matters and also forms part of the firm’s blockchain team, mainly assisting service providers to obtain a licence from the Malta Financial Services Authority (MFSA) to operate as a VFA Service Provider.

Paul is an integral part of the firm’s ESG practice, and regularly advises clients on sustainability related aspects in the area of financial services. He also regularly delivers training to clients in connection with ESG and sustainable finance matters in the EU.

Master of Arts in Financial Services, 2013 (Malta) Bachelor of Arts (Hons) Banking and Finance, 2009 (Malta)