Deloitte Legal

Banking and Finance

Partner and Head of Banking and Finance

Miguel is the Head of Banking and Finance and joined Deloitte Legal in  September 2015. He became a Partner in 2023.

With more than 17 years of professional experience, Miguel has been focusing his activity mainly in the areas of banking and finance law, providing legal assistance to national and international clients in several regulatory matters, including internal control issues, as well as in legal support to Legal and Compliance functions, investment firms, financial institutions, insurance companies and insurance intermediaries.

He has been actively involved in several regulatory projects concerning the follow up and implementation by clients of new European legislation and regulation (including AIFMD, IDD, MiFid 2 & MiFIR, PSD 2, AML Directives, PRIIPS, CRD IV, and Consumer Credit Directive)).

Miguel has a large experience assisting the setting up and registering of investment funds, credit institutions and insurance companies before the competent supervisory authorities in Portugal, as well as advising  on financial intermediation activities, including portfolio and fund management, investment advice, brokerage and marketing of banking financial and insurance products and services.

He has also been active in evaluation exercises on estimation of assets recoveries of insolvent or distressed banks, following the application of resolution measures.

Worked previously as in-house lawyer in the legal departments of several credit institutions.

Portuguese, English and Spanish

Member of the Portuguese Bar Association since 2010

Post-graduation Course in Securities Law from the Law School of Universidade de Lisboa, 2013 Degree in Law from the Law School of Universidade Católica Portuguesa de Lisboa, 2006