Fladgate LLP

Financial Services, Regulatory

I am a financial services regulatory lawyer with particular expertise in the investment management, private banking, fintech and cryptoasset sectors. I advise both UK based firms and overseas firms who wish to provide services to the UK market.

I particularly enjoy the fact that my advice covers the full lifecycle of a regulated firm. My relationship with a client often starts with advising them about whether or not they require FCA or PRA authorisation and, if they do, I assist them in preparing and submitting applications for FCA or PRA authorisation, variations of permissions and change of control applications.

Once they are authorised I advise regulated firms on their conduct of business requirements including the contents of their client documentation, financial promotions to clients or potential clients, anti-money laundering rules and suitability requirements. I also advise them on their internal obligations such as the senior managers and certification regime and the obligations the firm owes to the FCA, such as the FCA’s principles for business and the FCA’s reporting requirements.

I also advise regulated firms on their regulatory obligations when they are sold or wound up. Although firms hope this will not happen too frequently I also help them when they have customer complaints (including Financial Ombusman claims) or face FCA investigations or enforcement action.

I am recommended in Legal 500 for my advice to the investment management and private banking sectors.

When I am not working or making the most of London’s restaurants and cultural life I love being outdoors with my family, particularly walking on Dartmoor and swimming off Cornish beaches.