Ellex

Banking and Finance, Capital Markets, EU and Competition

Senior Associate

Helen Ratso is a senior associate specialising in banking & finance. Helen has extensive work experience in advising clients in various financing transactions, including bond issues and developing and implementing security structures. She has also advised clients in acquiring financial sector activity licences and in various security markets, lending, banking and insurance-related matters, including preparation of product terms and conditions, cross-border transactions and disputes.

Helen’s particular interest lies in investment funds and asset management – she is experienced in advising fund managers on day-to-day matters and in transactions, and on the implementation of the AIFMD. In her masters thesis, Helen focused on portfolio managers’ legal duties.

Before joining Ellex in Estonia, Helen practised in the banking and finance and insurance teams of the law firm Sorainen. She holds an MA degree in law from the University of Tartu and has also studied as an exchange student at Université Paris Ouest Nanterre La Défense.

2013 Estonian Bar Association

1999 Estonian Debating Society

2012 University of Tartu, Master of Laws

2010 University of Tartu, Bachelor of Laws

2008 – 2009 Université Paris Ouest Nanterre La Défense, Exchange student

2006 University of Tartu, Bachelor studies in History