S. Horowitz & Co

Banking and corporate finance Banking and finance Commercial Transactions Corporate and commercial Investment banking Mergers and acquisitions Project finance Banks and financial institutions Financial services and investment banking

Partner

Michelle has a diverse corporate and commercial practice, with a particular focus on banking and finance, project finance, corporate finance, distressed financing, debt rescheduling, and mergers and acquisitions. Her clients include banks and financial institutions as well as international and domestic companies operating in a wide range of industry sectors, including: hotels, construction andinfrastructure, transportation, telecommunications, hospitals, defence, media, and technology. She has extensive experience acting on domestic and cross-border mergers and acquisitions, joint ventures and other high-value commercial transactions.

Michelle has broad and vast experience acting for lenders (on both syndicated and non-syndicated financings), export credit agencies and corporate borrowers on acquisition financing (both domestic and cross border), debt rescheduling, asset and equipment financing, corporate lending, real estate financing, mezzanine financings and financing for companies in distress.

Michelle has also acted for lenders, O&M operators, contractors, governmental authorities and consultants on a large number of high-profile infrastructure projects, including the Cross Israel Highway, the Jerusalem Light Railway, Ashdod Assuta Hospital (the first hospital PFI project in Israel) and the financing of the laying of underwater telecommunication cables in the Mediterranean Sea.

Michelle’s expertise in the field has been recognised by Chambers Global, The Legal 500 and European Legal Experts, who have consistently ranked her as one of Israel’s leading banking and finance lawyers.

In addition, Michelle represents both domestic and foreign corporations in M&A and joint ventures and provides general corporate advice and support in Israel in a wide range of sectors, including: technology, medical devices, and consumer products.

Publications

Michelle is a regular contributor to publications of the World Bank and the International Finance Corporation on an array of topics such as:

Doing Business: Doing Business in a More Transparent World Doing Business: Making a Difference for Entrepreneurs Doing Business: Comparing Regulations in 183 Economies Doing Business: A Survey of Investor Protection Doing Business: A Survey of Contract Enforcement Doing Business: Going Beyond Efficiency Doing Business: Measuring Regulatory Quality and Efficiency Michelle was elected to serve as the Chair of Lex Mundi, the world’s leading network of independent law firms, offering preferred access to more than 22,000 lawyers worldwide in more than 125 countries. For more information, please visit https://www.lexmundi.com. Michelle currently sits on the board and Executive Committee of Lex Mundi. Michelle currently sits on the board of the nonprofit affiliate of Lex Mundi, the Lex Mundi Pro Bono Foundation, through which the member firms provide pro bono legal assistance to social entrepreneurs around the globe. For more information, please visit https://www.lexmundiprobono.org/. Michelle served as the Vice-Regional Chair for the Cross-Border Transactions Group of Lex Mundi and also on the organisation’s Women in the Law Committee.

English Hebrew

Israel Bar, 1996

Tel Aviv University, LL.B., cum laude and the Dean’s List, (1995)Tel Aviv University, studies in the Faculty of Arts and Music, (1992-1995)