Cobalt

Capital Markets, Corporate Governance, Financial Services Regulatory, Funds, Fintech, AML and Sanctions

Monika is a Partner and Head of Financial Regulatory Practice Group at COBALT Estonia

Monika has a 15-year track record as a Banking & Finance attorney. Monika also has valuable experience from a leading commercial bank in Estonia, operating as Head of Compliance and member of the Extended Management Board. Monika has also been in charge of keeping good working relationships with the financial regulators – as Head of Compliance she has served as a contact person to the European Central Bank and the Estonian Financial Supervision Authority.

Estonian, English, German, Russian

Member of the Estonian Bar Association (2004)

Master of Laws (LL.M), with merit, London School of Economics & Political Science, United Kingdom (2008-2009) Master of Laws (LL.M), magna cum laude, University of Freiburg (Albert-Ludwigs Universität Freiburg), Germany (2004-2005) Bachelor of Arts in Law / officially equivalent to M.A., University of Tartu (Tartu Ülikool), Faculty of Law, Estonia (1999-2003) Exchange student, University of Latvia (Latvijas Universtitate), Latvia (2002) Distance course Legislative Drafting for Democratic Social Change, University of Boston (2001-2002) Summer university, University of Bremen (Universität Bremen), Germany (2000)