Araoz & Rueda

Banking & Finance

Partner in the Banking & Finance Department at Araoz & Rueda since 2017.

He joined Araoz & Rueda in 2017 after four years as a partner in the Banking & Finance department of Baker McKenzie Madrid (2013-2017). Before joining Baker McKenzie, he worked twelve years in the Banking & Finance departments of Alonso Ureba, Bauzá y Asociados and Ramón y Cajal Abogados (the last nine years as a partner). Prior to this, he spent six years working as legal counsel at HSBC Bank plc. (Spain) and Citibank, and was non-director vice-secretary for Iberpay (Sociedad Española de Sistemas de Pago, SA), the managing entity for the National Electronic Clearing System.

Rafael has extensive experience in all kinds of national and cross-border transactions involving corporate finance, acquisition finance, asset finance and restructuring of companies in crisis, advising both banks and affected companies in all sectors, with a special focus on the real estate, financial and industrial sectors. In the last five years he has advised both selling banks and investors in transactions involving the acquisition of many of the most significant non-performing loan and asset portfolios in the market. He also has extensive experience in regulatory issues involving supervisory authorities.

English and Spanish.

University of Navarra (Business Development Programme, IESE) (2006) Instituto de Empresa (Diploma Business Studies) (1995) Universidad Complutense de Madrid (Law Degree) (1993)