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Lawyers

Kate Lane

Kate Lane

Work Department

Banking and Finance

Position

Partner

Career

Kate is a highly experienced banking and finance lawyer who provides specialist advice to financiers, borrowers, and other market participants. Kate advises across a broad range of areas, from institutional finance to consumer finance.

Her clients include all of New Zealand’s major banks, a variety of listed and other major companies, investment banks, and other financial institutions. Clients value Kate’s combination of legal technical excellence and commercial understanding of their complex financing needs. This includes expertise in asset, corporate and acquisition finance, securitisation and receivables finance, derivatives, syndicated lending, and debt capital markets transactions.

Kate enjoys working with clients on critical and reputational matters, large and complex deals, and “New Zealand firsts” such as this country’s first environmental, social and governance (ESG) loan and its first social loan. She has a particular personal interest in ESG finance.

Kate also specialises in advising financial institutions on compliance and risk issues and achievement of good customer outcomes. She understands the complexities of bank systems and frameworks and has significant experience of managing change projects within the finance industry. This is informed by her deep understanding of New Zealand’s banking legislation and regulatory framework. Her expertise includes the Personal Properties Securities Act (PPSA), Credit Contracts and Consumer Finance Act (CCCFA) (including the Responsible Lending Code), Fair Trading Act (FTA), Financial Markets Conduct Act (FMCA), Reserve Bank of New Zealand Act, and the Reserve Bank’s BS11 Outsourcing Policy.

Languages

English

Memberships

Advisory Board Member, ArcAngels

Member, Institute of Finance Professionals New Zealand Inc (INFINZ)

Education

LLB (Hons), University of Otago (1993)

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