Johnson Stokes & Master

Financial Services Regulatory & Enforcement

Clients regularly come to Sara Or for advice on:

• Banking, securities, and insurance regulations, including the regulatory regimes on stored value facilities, payment systems, e-payment initiatives, and money services; and on non-traditional investments such as cryptos
• Structuring/setting up/operating businesses
• Strategy
• Regulator enquiries/inspections/investigations

Clients leverage her strong working relationships with both financial institutions and regulators (including the Hong Kong Monetary Authority, the Securities and Futures Commission, and the Insurance Authority), and 30+ years of deep experiential knowledge on market practice and supervisory philosophies of regulators.

Sara speaks English, Cantonese and Mandarin.

Admitted in Hong Kong

English, Cantonese and Mandarin.

The University of Hong Kong, LLB.