Thomas Morrison > Shoosmiths LLP > London, England > Lawyer Profile

Thomas is a retail financial services and regulatory lawyer with over 22 years of experience gained in Edinburgh and London, both in private practice and inhouse at a major UK bank and an international private bank.

Thomas advises on all areas of retail and SME financial services law, including:

• payment services;
• current and savings accounts;
• cash management solutions and client money;
• personal loans and overdrafts;
• mortgage lending;
• credit cards, charge cards and store cards;
• fairness of consumer contract terms and plain English;
• telephone, online and mobile banking and digital journeys;
• commercial contracts with financial services elements;
• outsourcing in financial services; and
• retail regulatory compliance.