Lawyers

Wayne Gibbard

Wayne Gibbard

Shoosmiths, Scotland

Work Department

Advisory Services

Position

Wayne leads the automotive finance practice for Shoosmiths.

Prior to joining Shoosmiths, Wayne spent 25 years working in-house in senior and executive roles at international, blue chip financial services and automotive businesses including: Volkswagen Financial Services; GMAC; NatWest (including Lombard and Invoice Finance), Cisco and Santander Consumer UK.

Wayne has extensive experience of scoping, leading and implementing domestic and international projects, particularly focused on strategically important restructuring and regulatory change.

He specialises in regulated and unregulated asset finance, consumer credit and retail finance, with a depth of experience in motor finance. Wayne is also recognised for his experience in regulatory compliance and oversight activity.

Competences

Motor Finance (including wholesale funding), Consumer Credit, Leasing, Financial Services regulation and compliance, joint venture agreements and white label partnerships (motor).

Selected Projects

Drafting and review of consumer credit agreements.

FCA applications and variations to permissions.

Implementation of online motor finance distribution models. (various manufacturers and finance providers).

Establishment and set-up of joint venture arrangements and companies.

Career

Distinctions

Extensive in-house counsel experience.

Regular panellist and speaker to leading trade associations and bodies, including FLA and AFC

Mentions