Shoosmiths LLP

Financial Services

Thomas is a retail financial services and regulatory lawyer with over 22 years of experience gained in Edinburgh and London, both in private practice and inhouse at a major UK bank and an international private bank.

Thomas advises on all areas of retail and SME financial services law, including:

payment services; current and savings accounts; cash management solutions and client money; personal loans and overdrafts; mortgage lending; credit cards, charge cards and store cards; fairness of consumer contract terms and plain English; telephone, online and mobile banking and digital journeys; commercial contracts with financial services elements; outsourcing in financial services; and retail regulatory compliance.

Thomas joined Shoosmiths in November 2019. His clients include household name banks and building societies, fintech companies and private, specialised and challenger banks.