Partner specialising in retail financial services and financial services transactional work. Advises a wide range of clients on regulatory compliance with the Consumer Credit Act 1974, Mortgages FCA Handbook, Payment Services Regulations, unfair contract terms and consumer protection. Also significant experience in debt portfolio transactional work, and FSMA Part VII Banking business. Clients include Barclays Bank, Lloyds Banking Group and HSBC.

Trained Eversheds; qualified 2000; partner Addleshaw Goddard 2013. Trainee Eversheds Solicitors Leeds; lawyer Addleshaw Goddard 2000 to date, partner 2013.

Rugby School; Bristol University (1993 LLB (Hons) 2:1); LPC College of Law London (Distinction).

Tennis and cycling.