Ballard Spahr LLP

John L. Culhane, Jr., is a senior partner in the Consumer Financial Services Group. His compliance practice emphasizes counseling clients on the development and implementation of innovative loan, leasing, and payment programs, with a focus on student loan origination, servicing, and collections.

Admissions: California, Pennsylvania, Virginia

Publications - Former Editor, Annual Survey of Consumer Financial Services Law; Co-Author, ABA Truth-in-Lending treatise

ABA Consumer Financial Services Committee; Former Chair, Subcommittee on Access to Services; Charter Member, American College of Consumer Financial Services Lawyers

University of Virginia School of Law (J.D. 1978); University of Notre Dame (B.A. 1973)