Goodwin

Associate

Ximeng (Sammy) Tang is an associate in Goodwin’s Financial Services group, and a member of the firm’s Banking, Consumer Financial Services, Fintech and Digital Currency & Blockchain practices. She advises financial institutions and fintech companies on complex, multi-jurisdictional banking laws and consumer financial services regulations. Sammy counsels clients in structuring and papering lending, payments and deposit products and programs, including drafting and negotiating bank partnership agreements, preparing consumer-facing disclosures and terms, and evaluating state and federal level regulatory risks. Sammy also regularly represents financial services providers in state license applications and regulatory investigations, inquiries, and enforcement actions.

Sammy advises payment platforms, blockchain and virtual currency companies on FinCEN’s money service business (MSB) regulations and anti-money laundering requirements. She works with Web3 and DeFi protocols to identify regulatory risks and develop practical compliance strategies. Sammy also advises clients on diligence matters related to the investment in or acquisition of blockchain and fintech businesses.

JD 2017 Columbia Law School (Ruth Bader Ginsburg Prize); BA 2012 Middlebury College (summa cum laude, Phi Beta Kappa)