Pinheiro Neto Advogados

Banking and Financial Transactions, Fintech, and Infrastructure.

Partner.

Raphael advises clients on foreign exchange, payments, fintech, crypto and banking regulatory matters, as well as on structured finance transactions, including project & acquisition finance and syndicated loans, with 13 years of experience at the firm.

Raphael is one of the main market names for regulatory counseling on foreign exchange, working with financial institutions and fintechs that operate in this ecosystem. He is also praised for his practice in new initiatives of the sector, and has participated in the implementation of open banking, instant payments (PIX) and review of the new legal foreign exchange framework, besides having closely collaborated with the regulator in defining the credit fintech regulation.

International Experience: Allen & Overy, USA

Portuguese and English

LL.M. in European Master In Transnational Trade Law and Finance from Universidad de Deusto; LL.M. in Banking Law from Université de Strasbourg; Bachelor's Degree in Law from the University of São Paulo (USP).