Ralph Lovesy > Acuity Law > London, England > Lawyer Profile
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Ralph Lovesy
+44 (0)7458 148 183 ralph.lovesy@acuitylaw.com
Work Department
Banking & Finance
Position
Ralph is a consultant in our Banking & Finance team.
He has a wealth of expertise in financial services regulation, including consumer credit, regulated mortgage contracts, payment services, insurance intermediation and fintech products. He has advised a wide range of clients, from established retail banks and credit card lenders to SMEs and start-ups.
Ralph was previously the Head of Legal at a private bank and Lead Counsel at a high street retail bank. He also has extensive experience advising senior executives on a range of risk and compliance matters at a separate bank and a major credit card issuer.
Expertise:
- General financial services regulatory compliance (FCA Handbook)
- Regulated mortgage contracts (FCA MCOB sourcebook)
- Consumer credit (Consumer Credit Act)
- Payment services (PSD2)
- Insurance intermediation and administration activities (ICOBS)