Can you talk about some of the sustainability practices you have been enacting at your company?

At Oikocredit, sustainability is deeply embedded in our mission of improving the lives of low-income people through inclusive finance. As legal counsel for the Latin American region, covering 13 countries, my role contributes to these efforts by ensuring that all operations align with sustainable practices and local regulatory requirements.

For example, I provide legal support for initiatives that prioritise financing renewable energy projects and promoting fair trade. By advising on contractual structures and compliance measures, I help integrate environmental and social governance (ESG) principles into our credit and equity operations. Oikocredit’s commitment to sustainability inspires a proactive approach to addressing environmental challenges, balancing economic growth with social impact. Oikocredit differentiates from other lenders by providing agreements in the local language and governed by the local jurisdiction; this provide additional comfort to Borrowers by providing a more familiar and clear agreement.

In your opinion, what are the main trends that are salient in your country currently?

The lending sector in Latin America faces several key challenges, which I navigate as part of my role.

Countries like Bolivia and Nicaragua experience frequent shifts in political, financial and regulatory frameworks, requiring adaptable legal strategies to mitigate risks and maintain operational stability while adhering to Oikocredit’s strict compliance standards.

Persistent currency fluctuations and inflation impact credit operations, emphasising the importance of innovative financial structures to ensure repayment and portfolio health. Finally, rapid changes in legal and compliance standards demand constant vigilance and collaboration with local authorities to ensure adherence to evolving requirements.

Despite these challenges, Latin America presents opportunities for impactful financial inclusion, with growing demand for microfinance and sustainable investments driving the sector forward.

What is a cause that you care about, and why is this?

As part of Oikocredit, I am deeply committed to advancing financial inclusion and fostering social impact in underserved communities. Supporting microfinance institutions and cooperatives aligns with my belief that empowering individuals through access to fair financial services creates long-term economic resilience.

Living in Costa Rica, a country renowned for its environmental stewardship, I am particularly passionate about promoting renewable energy projects in the region. These initiatives not only address climate change but also contribute to Oikocredit’s mission of improving lives sustainably. I find immense fulfillment in supporting projects that align economic development with environmental preservation.