About

The departments of legal and compliance of BNP Paribas Personal Finance, a leader in France and Europe for personal loans via its activities in consumer credit and mortgage lending, are vertically integrated in France and internationally. They are run by 120 lawyers and 190 compliance officers; 55 of which report directly into Isabelle Perret-Noto as head of legal and compliance. Perret-Noto performs her legal activities through a new organisational model, which introduces a hierarchical link between the heads of legal of each local BNP Paribas Personal Finance’s subsidiary and the Central Legal department of the group. Amongst numerous accomplishments in joint ventures, partnership development and acquisitions, Perret-Noto represents legal and compliance on the executive committee of BNP Paribas Personal Finance. Here she has ensured that both the committee and the legal department are aware that ‘each project, each new product, new activity and new development opportunity cannot see the light of day in our regulated sector without the essential contribution of lawyers’.