Banking and finance

Zulficar & Partners Law Firm

Client Satisfaction

Zulficar & Partners Law Firm is well-equipped to handle banking and non-banking finance transactions, including complex syndications, club and multilateral loan agreements, credit facility agreements, project finance and green finance initiatives. The team is also renowned for its track record in debt instruments transactions, which spans green bonds, financial sukuk and securitisation. The team is co-led by founding partner Mona Zulficar, a leading authority on restructurings and project finance, and Ashraf Ihab, who brings extensive experience in complex financing transactions spanning syndications and credit facilities. Other key contracts include Dania El Samad, who focuses on banking and project finance with a frequent cross-border focus, and Tamima Yahia, who joined the team in July 2024 and enhances the team’s regulatory services.

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Key clients

Al Ahli Bank of Kuwait - Egypt
Al Ahli Bank of Kuwait K.S.C.P
Al Ahly Pharos
Arab African International Bank
Arab Banking Corporation
African Export-Import Bank
Bank of America
Banque Misr
Bank of Alexandria
Bank of Palestine
Audi Bank
Beltone| Financial
Cairo Investment for Real Estate Development
Capital Med
Central Bank of Egypt
Citib|ank
Commercial International Bank
Credit Agricole Egypt
EFG Hermes
Egyptian Electricity Holding Company (EEHC)
Egyptian Electricity Transmission Company (EETC)
Egyptian Gulf Bank S.A.E
Egyptian Mud Engineering & Chemicals Co.
Egyptian |Methanex| Methanol Company, SAE
FAB
Fawry
Ghabbour Auto
GB Capital
HSBC
International Finance Corporation
MUFG Securities EMEA plc.
National Bank of Egypt
National Bank of Kuwait
National Automotive Company
Powertek| (Formerly |Tanjong|)
Qalaa Holding
SCATEC| Egypt
Shelf Drilling
Sky Finance
Societe Generale Bank
Standard Bank of South Africa
Suez Canal Bank
The Bank of New York Mellon
The Bank of Tokyo-Mitsubishi
The European Bank for Reconstruction & Development
The United Bank

Work highlights

Advised Arab African International Bank on the issuance of a sustainable development bonds program amounting to $500m.
Advised Qalaa Holdings (QH) on a complex settlement and restructuring of debts owed to local and international banks and financial institutions under a syndicated loan agreement, through a variety of mechanisms.
Advised the International Lenders of the National Bank of Egypt on a Term Loan Facility Agreement of up to $1bn for a tenor of one year with two annual extension options.

Lawyers

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