Ellex has a prominent position in the fintech sector, advising the full range of clients from fintech banks to payment and e-money institutions and DeFi and Web3 solution providers. Marko Kairjak has a great deal of financial regulatory expertise and strong relationships with regulatory authorities, and often advises on licensing proceedings and qualifying holding procedures. Anneli Krunks works on matters related to payments services and digital assets.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘The team's most significant strength is its ability to always react quickly and in a diligent manner.’

  • ‘Straightforward, friendly and solutions-oriented attitude.’

  • ‘Ellex has a great fintech legal team with broad expertise. Their attitude is 100% professional and tailored.’

  • ‘We work mostly with Marko Kairjak and Anneli Krunks. Both Marko and Anneli are seasoned professionals in the field of Estonian and European fintech regulation. They possess exceptional knowledge and are always reachable when it comes to dealing with any urgent matters.’

Key clients

  • IUVO Group OÜ
  • Estateguru OÜ
  • Reinvest24 OÜ
  • Opengate Technologies OÜ
  • Luminor Bank AS
  • Modena Payments OÜ
  • Bondora Group AS
  • Wallester AS
  • Bolt Technologies OÜ
  • Lightyear OÜ

Lawyers

Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.

Practice head

The lawyer(s) leading their teams.

Marko Kairjak

Other key lawyers

Anneli Krunks