
Leveraging an 'in-depth knowledge of the banking industry', Bernitsas Law has a 'proven track record in delivering outstanding results' for international funds, as well as credit and financial institutions across a wide range of cross-border transactional and regulatory work. The eclectic nature of work handled by the team is exemplified by that of the 'hardworking, responsive and reliable' Athanasia Tsene who provides 'fast and accurate advice' on debt capital markets and complex structured finance mandates, as well as project and acquisition finance matters. Maria Nefeli Bernitsa, who was recently promoted to partner, is also a key member of the team and combines capital markets expertise (including on new money issuances and liability management exercises) with a deep knowledge of the Greek regulatory financial framework, enhanced by her strong connections with the regulators. The vastly experienced Nikos Papachristopoulos co-heads the team alongside Tsene and Bernitsa and is recognised as a 'legal powerhouse for every kind of capital markets transaction imaginable'.
Testimonials
Collated independently by Legal 500 research team.
- 'They have an in-depth knowledge of the banking industry and provide efficient advice.'
- 'What truly sets this firm apart is the calibre of its people—seasoned attorneys who have a proven track record in delivering outstanding results across complex legal challenges.'
- 'The competitive advantage lies in the vast knowledge of structured finance transactions, the ability to provide timely solutions and the ease of communication.'
- 'Bernitsas is our "go to" regulatory team in Greece for anything and everything financial services regulatory. Technical, pragmatic lawyers that are well connected to industry and regulators.'
- 'Maria Bernitsa is a Greek regulatory superstar. She understands the Greek legal landscape, including direction of future travel, better than anyone else.'
- 'Nikos Papachristopoulos is a legal powerhouse for every kind of capital markets and corporate transaction imaginable.'
- 'Athanasia Tsene is one of the most knowledgeable lawyers I have ever worked with. She always provides fast and accurate advice enabling us to make informed decisions.'
- 'Athanasia Tsene is hardworking, responsive and reliable!'
Key clients
- Apollo Global Management
- Alpha Bank
- American Express
- Amerra Capital Management
- Arena Investors
- Association of Members of the Athens Exchange
- Bank of America Merrill Lynch
- Bank of New York Mellon
- Black Sea Trade Development Bank
- Citigroup
- Cerberus
- Cepal
- Commerzbank
- Credit Agricole
- Credit Suisse
- CVC
- Deutsche Bank
- Euroxx Securities
- Eurobank
- European Investment Bank
- European Investment Fund
- Gastrade
- Goldman Sachs
- Hellenic Healthcare Group
- HELLENiQ ENERGY Holdings Societe Anonyme (former Hellenic Petroleum SA)
- Hoist Finance
- HSBC
- Masdar
- Intrakat
- Intrum AB (publ)
- JP Morgan
- Kommunalkredit Austria AG
- Lapithus Group
- Lavipharm SA
- Macquarie Asset Management
- Morgan Stanley
- Motor Oil Group
- N.M. Rothschild and Sons Limited
- National Bank of Greece
- Olympia Odos Concession Company
- Pharmathen
- Partners Group
- Pancreta Bank
- PIMCO
- Piraeus Bank
- Raiffeisen Bank International
- RIA Payment Institution
- Santander UK PLC
- SMB Holdings BV
- Societe Anonyme of Maintenance Compulsory Stocks and Trading of Crude Oil
- Société Générale
- Titan Group
- UBS
- Unicredit
- Western Union
Work highlights
- Advised Abu Dhabi Future Energy Company PJSC (Masdar) on their agreement with GEKTERNA and other shareholders to acquire TERNA ENERGY.
- Advised Piraeus Financial Holdings (PFH) in relation to the Hellenic Financial Stability Fund’s full divestment from Piraeus Financial Holdings.
- Advised Hellenic Healthcare Group (HHG) in connection with the refinancing and financing of the HHG group of companies in Greece and Cyprus, through the issue of a €1bn common secured bond loan by the group company Hellenic Healthcare Single Member Holding SA, with Eurobank SA as original bondholder and bondholder agent.
Lawyers


Practice head
The lawyer(s) leading their teams.
Maria Nefeli Bernitsa, Nikos Papachristopoulos, Athanasia Tsene