The fintech and financial services regulatory practice at Spice Route Legal offers a ‘mission-aligned, execution-obsessed’ service that is deeply attuned to emerging and innovative areas of the fintech sector. Called upon by prominent global financial services institutions, technology companies and fast-growing businesses, the team advises on digital assets, fintech regulation, fraud management, digital lending, tokenisation solutions and crypto offerings. Ankita Hariramani and Mathew Chacko lead the Mumbai and Bengaluru teams, respectively, with Hariramani bringing strong expertise in fintech regulatory issues, and Chacko also noted for his experience in financial services regulations and cross-border matters. Promoted in April 2025, Aadya Misra is recognised for her work in financial-sector data privacy matters, while Karthik Somasundram is a seasoned practitioner in contentious and regulatory matters before the RBI, SEBI, and various courts concerning financial services issues.
Legal 500 Editorial commentary
Accolades
Client satisfaction: Sector knowledge
Testimonials
Collated independently by Legal 500 research team.
- ‘What is unique about SRL: 1) After the initial brief, the team invests time in sharing a visual diagram of the corporate, contractual structure discussed; 2) There are many team levels involved, and so the client is not dependent on the availability of a senior partner; the junior team provides the updates and leads calls when necessary.’
- ‘Ankita Hariramani - always a smooth experience in arriving at the end result. Mathew Chacko - expert, laser-focused discussion and crisp advice on all our structuring and contractual needs.’
Key clients
- Accertify
- Aditya Birla Group
Work highlights
Advised Prudential Plc on structuring its technology architecture in compliance with IRDAI outsourcing and cybersecurity regulations, including leading negotiations with IBM for developing an end-to-end insurance automation platform.
Lawyers
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.
Next Generation Partners
Junior partners with significant recognition from clients and peers in the market and key roles on multiple matters.
Practice head
Ankita Hariramani; Mathew Chacko
Other key lawyers
Aadya Misra; Karthik Somasundram; Soumitra Ponkshe; Harshda Bakshi