Ankita Hariramani
Spice Route Legal
Spice Route Legal
Client SatisfactionAnkita Hariramani and Mathew Chacko jointly oversee the fintech practice at Spice Route Legal, which combines its notable tech sector expertise with a strong regulatory offering to advise both fintech companies and domestic and international banks on the full range of matters. Hariramani, who was promoted to the partnership in April 2024, leverages her in-house experience from the fintech industry to advise on the full range of regulatory matters, including payments, settlements, and lending regulations. Founding partner Chacko attracts praise for his ‘astute commercial sense’ and has extensive experience advising on novel areas of law and emerging regulations in the industry. Aadya Misra advises fintech companies on data privacy and protection, a core area of work for the group.
Legal 500 Editorial commentary
Testimonials
Collated independently by Legal 500 research team.
‘Their expertise in the financial sector with a focus on data and privacy is very unique and valuable. They understand technology which helps us tremendously.’
‘Mathew Chacko, Ankita Hariramani, and Aadya Misra are very dependable, hence their team too is very dependable for us.’
‘The Spice Route team is well versed with new regulations and provides quick and practical advice. They are always available and willing to understand client perspectives and tailor the advice based on the same.’
‘I recommend Mathew Chacko and Ankita Hariramani.’
‘Mathew Chako is a brilliant lawyer. What makes him special is not just his depth in subject matter, but also his astute commercial sense.'
- 'Ankita Hariramani - Very in the detail, looks at all aspects of the regulation and is able to provide very sharp views on the subject of fintech, technology and what are the best ways to build a commercial fintech application around this.'
‘SRL's team of lawyers has specialized expertise in fintech and financial services regulations. The team has been excellent with negotiations and is always successful in negotiating high-value contracts with big players in the financial industry.’
‘Each partner and associate at SRL brings a high level of expertise and specialization in all aspects including compliance, fintech industry-specific knowledge and legal acumen. The team is always happy to help, available and accommodating with any requests made.'
Key clients
- Aditya Birla Capital Digital
- Air India
- Bank of Montreal
- Bayer
- Chargebacks911 (Tandem Data and Global e-trading, LLC)
- DBS Bank
- Milaap
- Network18
- Fiserv Inc.
- HDFC
- ICICI Securities
- ICICI Bank
- Sahamati
- Transcorp
- Yodlee Envestnet
- Tala
Work highlights
- Advising Bayer on a new initiative with Mastercard and Rabo to offer India’s farming community access to technology, predictable crop data and sources of credit.
- Advising Camphor Tree on all aspects of its acquisition of two non-banking financial companies – an investment and credit company and a microfinance institution – and establishment of a group framework wherein each entity will provide specific financial services.
- Providing regulatory advice to Sahamati, including on the Digital Personal Data Protection Act, 2023 and Account Aggregator master directions.
Lawyers
Leading associates
Leading associates with regular involvement in their team's key work, and recognition from peers or clients as being ones to watch.
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.
Mathew Chacko
Spice Route LegalPractice head
The lawyer(s) leading their teams.
Ankita Hariramani, Mathew Chacko