The structured finance team at Herbert Smith Freehills LLP is 'great – so helpful and easy to work with'. The London office continues to handle market-leading and innovative transactions, including RMBS, equity release mortgage-backed transactions, asset finance and SME lending deals, and warehousing matters. Michael Poulton is 'brilliant at cutting through complex issues and helping clients get deals over the line'. He recently advised a European bank on owner-occupier mortgage loans secured over property in England and Wales, as well as a billion-pound RMBS deal. Poulton co-leads the practice with Joy Amis, who is a respected adviser on public and private securitisations, portfolio acquisitions and forward flow transactions in the UK, Europe and worldwide, and veteran Jake Jackaman, whose practice includes whole-business securitisations, development loans and other receivables deals. The group also has a strong bench of associates, among them Victoria Salisbury and Charlene Kong.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘Michael Poulton is exceptional and so are Jenny Sugden, Lauren Land and Victoria Salisbury. ’

  • ‘The HSF structured finance team is great – so helpful and easy to work with!’

  • ‘Our main contact is Michael Poulton. He's brilliant at cutting through complex issues and helping us get deals over the line.’

Key clients

  • ABN AMRO
  • Allianz Global Investors GmbH
  • Bank of Ireland (UK) PLC
  • Barclays
  • BNP Paribas
  • Citigroup Global Markets Limited
  • Citicorp Trustee Company Limited
  • Crédit Agricole Corporate and Investment Bank (CACIB)
  • JBR Capital Limited
  • Pepper Money (legal name UK Mortgage Lending Limited)
  • Lloyds Bank Corporate Markets plc
  • LendInvest
  • Merrill Lynch International
  • Molo Finance
  • Morgan Stanley
  • Pepper Assets Services, S.L.U.
  • Pepper Money
  • Santander
  • SCIO Capital
  • SeQura Worldwide, S.A.
  • Silbury Finance
  • Splend (UK and Australia)
  • Standard Chartered Bank
  • Tideway
  • Virgin Atlantic

Work highlights

  • Advised Bank of Ireland (UK) plc on its £383,056,000 securitisation of owner-occupier mortgage loans secured over property in England and Wales.
  • Advised Pepper Money, a leading non-bank lender of first and second charge mortgages in the UK, through the full lifecycle of securitisation, from warehouse transactions and public RMBS transactions to the call and refinancing of previously issued public securitisations.
  • Advised BNPP and Citi in their capacities as joint arrangers and joint lead managers on the Hermitage 2023 ABS.

Lawyers

Hall of Fame
The lawyers at the very top of the profession, widely known and respected by peers and clients for their longstanding involvement in market-leading work.
Leading associates
Leading associates with regular involvement in their team's key work, and recognition from peers or clients as being ones to watch.
Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.

Practice head

The lawyer(s) leading their teams.

Michael Poulton, Jake Jackaman, Joy Amis

Other key lawyers

Victoria Salisbury, Jenny Sugden, Lauren Land, Charlene Kong