The structured finance group at Macfarlanes LLP has a 'great combination of transactional and businesss skills and regulatory expertise'. Lead partner Richard Fletcher is 'an outstanding legal adviser with exceptional technical knowledge'. Andrew Perkins, who heads the finance group, Kelly Wilson and Ryan Moore also play pivotal roles in the practice. Particularly well known for advising banks, alternative lenders and credit funds, the firm handles regulatory and transactional matters, notably residential and commercial mortgages, consumer loans, trade receivables and whole-business deals.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • 'Exceptional securitisation practice I am happy to have on either side of the table. Broad and extensive market and product knowledge and clear ability to execute efficiently.'
  • 'Richard Fletcher (partner) and Ryan Moore (senior associate) are a pleasure to work with, highly experienced and knowledgeable of specific fund financing products and the broader market.'
  • ‘Pragmatic and knowledgeable team. Easy to speak through situations to find workable solutions.’
  • ‘Richard Fletcher is extremely knowledgeable and keen to help.’

  • ‘Richard Fletcher (partner) and his team provided a seamless approach to our recent transaction, meaning that we could rely on and trust the practice to steer us. We had a significant level of contact with the partner and always felt that he was available should we require his input. We felt that the associate on the transaction was well managed yet able to move at pace. The quality of the advice and the ease at which we could work together made dealing with the practice both productive and enjoyable.’

  • ‘Richard Fletcher (partner) is an outstanding legal adviser, with both exceptional technical knowledge of his area and a commerciality that has guided us through several transactions. Richard is a pleasure to work with and we have every confidence that the advice we receive and the work conducted on our behalf are first class.'

  • ‘The securitisation and structured finance team of Macfarlanes is one of the best in the London market. Great combination of transactional and businesss skills and regulatory expertise (notably in relation to the EU/UK Securitisation Regulation).’

  • ‘Richard Fletcher and Andrew Perkins are among the leaders in the London securitisation market. They have excellent relationships with credit funds, and assist them in relation to structured finance mandates and complex securitisation structures involving investment funds and SPVs. They are fantastic and it is always a pleasure to work with them.’

Key clients

  • Amplifi Capital (U.K.) Limited
  • ARA Venn

Work highlights

  • Advised ARA Venn, an asset manager of real estate and other secured credit, together with Saltaire Housing Ltd and Saltaire Finance plc on the update of the bond programme for the Affordable Housing Guarantee Scheme, increasing the size of the programme from £3bn to £6bn.
  • Advising Amplifi, a consumer lending platform providing unsecured personal loans, on its private securitisation warehouse transaction with NatWest Markets plc as senior noteholder, Castlelake as initial mezzanine noteholder, M&G as successor mezzanine noteholder and Amplifi as subordinated noteholder.

Lawyers

Leading partners
The strongest partners in their field, leading on market-leading deals and endorsed by peers and clients alike.

Practice head

The lawyer(s) leading their teams.

Richard Fletcher

Other key lawyers

Andrew Perkins, Kelly Wilson, Ryan Moore