Hogan Lovells International LLP is praised for combining ‘experience of working with regulators’ with a ’commercial lens’ and is active across a broad range of fintech issues including banking infrastructure, collaboration agreements, open banking and payment services. John Salmon heads up the digital asset and blockchain practice and frequently educates regulators, policymakers and clients on blockchain and crypto issues. Jonathan Chertkow oversees the global regulatory finance services group and excels in advising on the regulatory implications of new products or operations. Michael Thomas leads the UK financial services group, and is well versed in the field of market infrastructure. James Black is praised for his ‘excellent and up-to-date knowledge’ and is singled out for his knowledge of consumer credit, mortgages and payments regulation. Grace Wyatt frequently works at the nexus between payments, e-money and digital assets. Emily Reid stepped down as a partner in January 2024 but continues to work as a consultant for the firm.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘James Black is a standout partner in this field. His mastery of the subject matter and prevailing practice and his sharp analytical mind make his advice efficient, valuable and ready. He is adaptable and responsive.’

  • ‘Really enjoy working with the Hogans team given their all-round knowledge of the sector, the experience they've had working with regulators (with many on the team having spent time at the regulator), the commercial lens through which they advise and the strength of their client base which means they are seeing lots of others dealing with the same issues as us.’

  • ‘I like Roger Tym as he's very engaging, thoughtful and considered with a keen understanding of how to balance risk with commercial strategy.’

  • ‘The team is across all regulatory trends and provides tailored financial services regulatory advice.’

  • ‘Jonathan Chertkow is very experienced and provides practical and commercial guidance, which facilitate our innovative projects while ensuring compliance with regulatory requirements. ’

  • ‘Hogan Lovells has deep knowledge and experience in the retail regulatory area, in particular consumer lending. The quality of advice and responsiveness ranks them ahead of the other firms that advise on these areas.’

  • ‘James Black has advised us for many years and has excellent and up-to-date knowledge. He maintains a thorough understanding of our business strategy and product lines which enables him to tailor advice effectively.'

Key clients

  • AXA
  • PPP Healthcare Group Limited
  • Bloom
  • Banked
  • Bitpanda
  • Covertech
  • Clearpay
  • Credit Karma
  • Credit Kudos
  • Curve UK Limited
  • Communion
  • Cordoba Capital Markets
  • Fairscore / Updraft
  • Floww
  • Fygo
  • Fluro Platform Limited
  • Global Digital Finance
  • Gaia Family
  • Habito
  • Moneyfold
  • Monzo Bank
  • Open Banking Limited
  • Offgrid Finance
  • PayPal
  • Pitchedit
  • PropElle
  • Paysafe
  • Pivotal Group
  • Santander Innoventures
  • Stripe
  • WeCovr
  • Updraft
  • Zopa

Lawyers

Hall of Fame
The lawyers at the very top of the profession, widely known and respected by peers and clients for their longstanding involvement in market-leading work.
Leading associates
Leading associates with regular involvement in their team's key work, and recognition from peers or clients as being ones to watch.

Practice head

The lawyer(s) leading their teams.

Jonathan Chertkow, Michael Thomas, John Salmon, Eimear O’Brien

Other key lawyers

Roger Tym, James Black, Emily Reid, Rita Hunter, Grace Wyatt