Zul Rafique & Partners has a fine track record in advising its bank of clients on the full spectrum of financing matters, both conventional and Islamic. Engaged by Malaysia’s major banks and financial institutions, the group frequently handles debt capital raising exercises, asset-backed securitisation matters, offshore lending, and corporate debt rescheduling concerns. Recent standout work includes the team’s provision of advice to HSBC Amanah Malaysia Berhad on the establishment of a RM1bn sustainability-linked Sukuk issuance. Loh Mei Mei, an industry veteran, leads on banking and finance matters and has demonstrated expertise in syndications, structured finance, and corporate banking. Kung Suan Im, Ashela Ramaya, Celine Rangithan, and Chan Kwan Hoe, also collectively lead the team and boast a wealth of capital markets experience between them.

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Key clients

  • Maxis Berhad
  • Standard Chartered Bank Group (Standard Chartered Bank (Malaysia) Berhad, Standard Chartered Saadiq Berhad)
  • Maybank Group (Maybank Investment Bank Berhad, Maybank Islamic Berhad, Malayan Banking Berhad, Maybank International (L) Ltd, other Malayan Banking Berhad branches, ie China, Ho Chi Minh City, Hanoi)
  • Bank of China (Malaysia) Berhad
  • Affin Group (Affin Bank Berhad, Affin Hwang Investment Bank Berhad, Affin Islamic Bank Berhad)
  • HSBC Group (HSBC Bank Malaysia Berhad, HSBC Amanah Malaysia Berhad)
  • CIMB Bank Group (CIMB Bank Berhad, CIMB Islamic Bank Berhad, CIMB Investment Bank Berhad, CIMB Bank (L) Ltd)
  • OCBC Group (OCBC Bank (Malaysia) Berhad, OCBC Al-Amin Berhad, Oversea-Chinese Banking Limited Corporation, Labuan Branch)
  • Genting Berhad
  • RHB Group (RHB Bank Berhad, RHB Investment Bank Berhad, RHB Islamic Bank Berhad, RHB Bank (L) Ltd)
  • MIDF Group (MIDF Amanah Investment Bank Berhad, MIDF Investment Bank Berhad)
  • Bank Islam Malaysia Berhad
  • Bank Kerjasama Rakyat Malaysia
  • Cathay United Bank
  • MUFG Bank (Malaysia) Berhad
  • Sumitomo Mitsui Banking Corporation Malaysia Berhad
  • United Overseas Bank (Malaysia) Berhad

Work highlights

  • Advised HSBC Bank Malaysia Berhad on the establishment of RM1bn Sukuk Wakalah Programme and issuance of Sukuk Wakalah and/or Sustainability-Linked Sukuk Wakalah and/or Sustainability Sukuk Wakalah by Yinson Holdings Berhad.
  • Advised AmInvestment Bank Berhad on an Islamic medium term notes programme of up to RM500m established by JB Cocoa Sdn Bhd.
  • Advised Maybank Investment Bank Berhad and OCBC Al-Amin Bank Berhad on an Islamic medium term notes programme of up to RM3bn established by Edotco (Malaysia) Sdn Bhd.

Lawyers

Hall of Fame
The lawyers at the very top of the profession, widely known and respected by peers and clients for their longstanding involvement in market-leading work.

Practice head

The lawyer(s) leading their teams.

Loh Mei Mei, Kung Suan Im, Ashela Ramaya, Celine Rangithan, Chan Kwan Hoe