United Kingdom - Scotland • Finance

Harper Macleod LLP

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Providing a ‘top-class service across the various disciplines in the team’, the banking and finance practice at Harper Macleod LLP regularly represents some of Scotland’s most significant high street and blue-chip lenders, investors, funds, borrowers and alternative lenders. Team head Tony Cameron brings over two decades of experience handling real estate, project and acquisition finance, as well as asset-backed lending and restructurings. Jacqui Fraser has a solid reputation for her real estate finance expertise.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘Excellent team, always helpful and efficient.'

  • 'They always deliver in a timely manner and are extremely commercial in their thinking and focus on getting a transaction completed whilst protecting their clients' interest.’

  • ‘Individuals are personable, engaging and highly knowledgeable.'

  • 'Their availability, focus on the transaction to get it completed together with their forthcoming legal advice is key.’

  • ‘Top-class service across the various disciplines in the team, always available and with commercial sense when conducting negotiations on either side of the table.’

  • ‘Tony Cameron's relationship skills are second to none.'

  • ‘Tony Cameron is an excellent ambassador for the firm, and his clients would have no hesitation recommending Harper Macleod to any of their contacts across the Scottish business community.’

  • 'Access to the specialist areas of legal work I require to a high standard with local offices, reasonable pricing and good service levels.'

Key clients

  • Lloyds Banking Group/Bank of Scotland
  • Virgin Money/Clydesdale Bank
  • Santander
  • City Property Glasgow (Operations SL3) LLP
  • Cynergy Bank
  • CBRE Group
  • Abundance Investment Limited
  • Halfords Group
  • SME Capital
  • Cumberland Building Society

Work highlights

  • Advised City Property Glasgow (Operations SL3) LLP and Glasgow City Council on the complex long term £200m funding of the sale and leaseback of six iconic Glasgow buildings.
  • Acting for Clydesdale Bank/Virgin Money on the making available of revolving credit facilities and an uncommitted accordion facility to Foresight Forestry Company plc an LSE listed company investing in forestry, with sustainability and green credentials.
  • Acting for Santander UK plc in the provision of a £20m working capital funding package to the Target Healthcare group, a Scotland based pharmaceutical manufacturer and supplier.

Lawyers

Next Generation Partners

Tony Cameron

Harper Macleod LLP

Partner Tony has significant experience in acting for both lenders and borrowers in a wide range of transactions including acquisition finance, real estate finance, project finance, housing finance, asset finance, working capital solutions and restructuring/refinancing. Tony’s expertise also extends to, among other areas, advising on guarantees, intercreditor issues, challengeable transactions and hedging documentation. He regularly handles and helps to structure complex and high-value transactions, often involving multi-jurisdictional issues, and is able to draw on knowledge and skills gained in his background in large-scale project finance transactions. Having spent time on secondment in a non-legal role within the corporate and structured finance team of a major UK bank, Tony delivers a service which is sharply focused on the requirements of a lender and equally applies an understanding of bank processes and motivations to achieve the best possible outcome for borrowers. He enjoys strong relationships with all of the lenders operating in the Scottish market and has acted for a range of well-known Scottish businesses in relation to their banking and finance requirements. Tony is focussed on ensuring that clients’ aspirations are met both in terms of achieving the best deal possible and delivering transactions within the time frames required. Tony also coordinates the Ireland country desk, part of Harper Macleod’s international offering.

Practice head

The lawyer(s) leading their teams.

Tony Cameron

Other key lawyers

Jacqui Fraser