At Bird & Bird, the ‘very competent, responsive and solution-oriented’ finance and financial regulation practice has a solid reputation in the market for real estate-related deals and venture debt financings. In addition, the team also has noteworthy strength in payment services and fintech matters, standing out for its substantial experience in the setting up of neobanks in Spain. With extensive expertise in banking, fintech and insurance regulations, José Luis Lorente Howell handles regulatory and transactional matters, ranging from acquisition, project and asset finance to distressed debt deals.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘The treatment of the B&B team is always excellent, their technical contributions have been of great relevance to us. Diligence and the ability to respond in a timely manner are a characteristic that differentiates B&B from other firms with which we have worked. ’

  • ‘Jose Luis Lorente Howell is undoubtedly outstanding in terms of attention and service. His technical knowledge in aspects of financial regulation has been essential in defining many of our policies.  His team has always responded with detail and precision to our requirements and questions. I would also highlight Judit Martínez as a member with whom we have had the most contact due to her work. ’

  • ‘Very competent, responsive and solution-oriented.’

  • ‘Experienced in finding solutions to complicated situations.’

  • ‘B&B Spain is very capable at dealing with aviation finance matters and has been a strong support to our business over the last 12 months.’

Key clients

  • Banco Santander
  • Interbridge
  • Banco Sabadell
  • Fiduciam Nominees LTD.
  • Cisco Systems (Spain), S.L.
  • Crypto.Com
  • Kreos Capital
  • Pago NXT (Santander Group)
  • Bunq Bv
  • Getnet Europe (Santander Group)
  • Euro Automatic Cash (Eac)
  • Paycom
  • Viva Payment Services

Work highlights

  • Advised TechStyle, Inc (Just Fabulous Group, Inc) on the second amendment of a $230m credit and guarantee agreement granted by a syndicate of entities managed by Crestline Direct Finance, L.P. as the administrative agent and as collateral agent.
  • Assisting Lobo Leasing Limited in connection in several sale and leaseback transactions with Sky Helicopteros, S.A., Titan Firefighting Company, S.L. and Agrarflug Helilift GmbH & CO Kommanditgesellschaft.
  • Advised the Santander group payment hub entity PagoNxt on Anti-Money Laundering/ Countering the Financing of Terrorism duties and other financial regulatory matters.

Practice head

The lawyer(s) leading their teams.

José Luis Lorente Howell

Other key lawyers

Isabel Rodriguez, Judit Martínez