Insurance: Non-contentious (UK-wide)

Partner

As a partner in the international Insurance and Reinsurance team, Victor helps insurers, reinsurers and (re)insurance intermediaries, as well as corporate policyholders weave their way through the complex and technical arena of insurance regulation in the United Kingdom and globally. While he is mainly involved in transactional, advisory, and regulatory work, he also helps clients with coverage disputes and regulatory enforcement. Victor helps (re)insurers to draft their coverage terms and with the regulation of their business operations; in particular where underwriters are looking to distribute their products through intermediaries like managing general agents or cover holders or to investigate regulatory and licensing requirements in foreign countries.

He also helps underwriter clients obtain their own risk protections through traditional reinsurance and nontraditional structures like industry loss warranties, catastrophe bonds, and other insurance derivative instruments and trading arrangements. Regarding insurance intermediaries (like brokers, banks, and affinity groups), Victor helps clients negotiate the terms of their distribution arrangements as well as assisting with the regulation of business operations. 

For corporate policyholders, Victor helps to negotiate the terms of the various types of insurance that businesses normally purchase, in particular; directors and officers, financial crime, fidelity, warranty and indemnity, and credit insurance. He has also worked with many clients to help structure more complex arrangements like captive insurance and reinsurance programmes. Victor has a very broad client base including insurers, reinsurers, government agencies, insurance intermediaries, high-street retailers, banks, captives, and corporate organisations and is also a skilled person under section 166 of the UK Financial Services and Markets Act 2000.