Debt recovery

Andrew Foyle

Partner

Marianne Griffin

Marianne has extensive experience representing major banks, finance houses, leasing companies, credit card companies, debt purchase companies, utility companies and commercial clients in debt and asset recovery disputes, insolvency and general contractual matters as well as advising on their pre-litigation rights. She deals with all aspects of defended and contentious litigation including the conduct of debates, proofs and other contentious and procedural callings in courts throughout Scotland. She also regularly obtains interim interdicts, protection orders and diligence on the dependence to safeguard client’s interests. Marianne advises on related consumer credit, data protection and compliance issues, protection and recovery of assets, enforcement of judgements, satisfactory quality disputes, dual financing and title disputes, innocent purchaser claims, TCF, vulnerable debtors, complaints to the FOS, claims referred to the Motor Ombudsman, the National Conciliation Service and other similar bodies. She also works with clients to develop and implement collections, litigation, enforcement and portfolio management.

Frank Johnstone

Frank and the Debt and Asset Recovery Team work in partnership with clients supporting them in developing and implementing cost effective consumer and commercial volume debt and asset recovery and litigation strategies, throughout the UK. He has over 30 years' experience, specialising in volume debt and asset recovery in the consumer credit, motor finance, debt purchase and utilities sectors. Frank is particularly experienced in consumer credit and consumer law, and regularly advises on supply of goods and satisfactory quality issues, FOS complaints and FCA compliance issues in relation to consumer credit lending and debt and asset recovery issues. He also regularly advises on issues arising under the Consumer Credit Act 1974, the Consumer Rights Act 2015 and the Consumer Protection from Unfair Trading Regulations 2008.