EIOPA’s 2nd Report on the Application of the Insurance Distribution Directive (the “IDD”)
Following two extensive surveys carried out with the EU national competent authorities, EIOPA issued the results of its findings on the impact of the IDD on consumers, insurance distributors and supervisory activities.
Strict Liability of Airline Carriers under the Montreal Convention
On 6 July 2023, the European Court of Justice (‘ECJ’) delivered a preliminary ruling concerning a request on the interpretation of Articles 17(1), 29 and 35 of the Convention of Certain Rules for International Carriage by Air,
Practical Law Global
Philip Formosa has authored the Malta chapter featured in the 2023 edition of the Digital Copyright Directive Toolkit on Practical Law.
Practical Law Global
Philip Formosa has authored the Malta chapter featured in the 2023 edition of the Digital Copyright Directive Toolkit on Practical Law.
Navigating Change: Examining Proposed Amendments to the Condominium Act
The Government recently released a White Paper entitled “Reforming the Condominium Act” which invited comments on proposed changes to be made to such Act.
The European Commission requests feedback on competition in the virtual worlds and generative AI markets
The European Commission (the “Commission”) has on 9 January 2024 launched a call for contributions (the ‘‘Call for Contributions’’) to better understand the virtual worlds and generative AI markets and how the EU’s competition law framework can safeguard innovation and maintain fair competition.
Publication of Malta’s 2023 National Risk Assessment
Malta’s National Coordinating Committee on combating money laundering and funding of terrorism (“NCC”) has published a revised version of Malta’s National Risk Assessment (“NRA”).
Consumer inertia – service providers should not be at fault when consumers fail to read policy documents
There is little doubt that despite the importance of reading the terms included in policy documents, very few people actually read them.
Guarantees of Origin of Electricity and of Energy in Malta
Guarantees of Origin (“GOs”) are electronic documents which confirm that a specific quantity of electricity was produced through high-efficiency cogeneration or from renewable energy sources.
Directive 93/13/EEC and mandatory statutory or regulatory provisions in consumer contracts
Summary On 6 July 2023, the Court of Justice of the European Union (“CJEU”), in delivering a ruling in the case of FS, WU vs. First Bank SA (Case C-593/22), considered the applicability of article 1(2) and the thirteenth recital of Directive 93/13/EEC on unfair terms in consumer contracts (“Directive 93/13”).