EFSE is a privately managed development finance fund initiated by KfW Development Bank with the financial support of the German Federal Ministry for Economic Cooperation and Development and the European Commission. EFSE uses capital provided by donor agencies, international financial institutions and private institutional investors to finance MSEs in the target region, which includes Ukraine. Bank Lviv is a regional bank headquartered in Lviv providing banking services to MSMEs and private clients across western Ukraine. Sayenko Kharenko’s team included partner Igor Lozenko and associate Denis Nakonechnyi.