LCA Studio Legale

Banking, Finance & Regulatory

Partner and Co-Head of the Banking, Finance & Regulatory Department

Umberto has achieved more than 20 years of experience in assisting national and international clients with regards to corporate finance transactions and financial regulation compliance, advising investment funds, multinationals, startup and financial institutions. He has also developed a significant expertise in the financial regulation sector, with a specific focus on fintech players, advising asset managers, investment firms, banks, equity and lending crowdfunding platforms, payment institutions, electronic money issuers and Fintech players.

Umberto is a partner of the firm since 2022. Previously he worked with major international law firms, including Simmons&Simmons, White&Case e Osborne Clarke, where he has been appointed as head of the financial service sector.

Since 2014, he has represented Italy in the European Crowdfunding Stakeholders Forum. Since 2017 he is a member of the Technical Committee of Associazione dei Prestatori dei Servizi di Pagamento – the Italian Payment service providers association – with the task of following the development of the financial service regulations and a member of the Technical Committee for Credit & Finance of Assolombarda (the Lombardy industry association); sine 2019 has been appointed by ECN as member of the Italian Strategic Group of European Crowdfunding Network. Umberto is the author of over 50 publications on alternative financing and of the book: “The Fintech regulation – From payment systems to artificial intelligence”, published by Giappichelli and regularly speaks at leading national and international conferences. Since 2019 he has provided training to the Italian Finance Police School on matters related to PSD2, Anti Money Laundering and Fintech regulations.

Law Degree, Magna Cum Laude, University of Genoa (1993)