Eversheds Sutherland (International) LLP is experienced in forward-funding transactions, particularly in the UK and European lifetime mortgage market. Alex Mehdevy, who 'explains complex aspects in an easily comprehensible way', is a key adviser to financial institutions in funding and securitising substantial later-life mortgage portfolios. Jonathan Malim is vastly experienced in public and private securitisations, as well as structured note programmes. Clients note that the practice has ‘excellent knowledge and experience of the market, regulatory drivers and requirements for securitisations in relation to equity release mortgages'.

Legal 500 Editorial commentary

Testimonials

Collated independently by Legal 500 research team.

  • ‘Eversheds is a leading UK law firm in the equity release sector. They have supported us in creating a European funding vehicle that effectively finances operations in multiple jurisdictions, such as France, Germany, Poland, Italy, and the Netherlands. This bespoke originate-to-securitise structure uniquely enables the origination of later-life assets and their seamless transfer to UK SPVs. The novelty of this setup demands considerable legal expertise, and the practical approach taken by Eversheds, bolstered by robust local legal support, was crucial to its success.’

  • ‘Alex Mehdevy and his structured finance team have collaboratively developed a pan-European platform capable of effortlessly orchestrating the financing of later-life assets across multiple European jurisdictions. Each jurisdiction presents its unique complexities, and Alex's approach – marked by solid legal expertise coupled with practical solutions – is notably impressive.’

  • ‘The partner is extremely hands-on and commercial. He is able to support us not just legally, but also in terms of scoping financing solutions. He always tells us what we need to hear, rather than what we want to hear; and his counsel is invariably correct – saving us from some costly mis-steps over the years.’

  • ‘Excellent knowledge and experience of the market, regulatory drivers and requirements, and securitisations in relation to equity release mortgages.’

  • ‘Alex Mehdevy – very open and approachable. Explains complex aspects in an easily comprehensible way.’

  • ‘Alex Medhevy is excellent. He has a strong understanding of the market and has worked to understand how we operate which means that he can quickly get to the right answers without necessarily needing multiple workshops with multiple attendees. Highly trusted.’

Key clients

  • Phoenix Life PLC
  • 777 Partners
  • Chetwood Financial Limited
  • Scottish Widows
  • Finance Ireland

Work highlights

  • Advising Trans Atlantic Mortgages on the innovative design, development and implementation of a pan-European platform warehouse funding of later-life lending products facilitating funding in excess of £1bn+ per year across France, Germany, Poland, Italy and the Netherlands.
  • Acting on behalf of Scottish Widows in the design, drafting, negotiation and completion of a strategically important later-life lending arrangement with LV= to both allow £250m per year of funding to the market and create matching adjustment eligible assets.
  • Advising Phoenix Life Ltd in relation to the strategically important collaboration for mortgage funding and restructuring of its internal securitisation arrangements.

Practice head

The lawyer(s) leading their teams.

Jonathan Malim, Alex Mehdevy