Banking and finance

Paul Belanger

Paul is Practice Group Leader of the Financial Services practice. He deals with all aspects of the regulation, business and affairs of financial institutions, including banks, insurance companies and other regulated and unregulated providers of financial services. Paul advises on governance, enterprise risk management, business and ownership structures, product development, permitted investments, capital, related-party transactions, licensing, product development and distribution matters and all regulatory issues. He also advises on acquisitions, pension derisking transactions, divestitures, reorganizations and joint ventures involving financial service providers, and advises financial services providers on a variety of agreements and services.

Blair Keefe

A preeminent figure in the financial services industry, Blair has decades of experience advising Canada’s leading financial institutions on regulatory matters and industry best practices, and has acted as counsel on some of the country’s most complex and novel issues in his field.Blair is co-head of the firm’s Financial Services, Bank Regulatory and Insurance Regulatory practices, and is co-head of the Payments and Cards Practice. He advises on corporate and regulatory issues relating to financial institutions, as well as on mergers and acquisitions and corporate finance in the financial services industry.Blair is known for his in-depth understanding of all matters relating to the Bank Act. In addition, he has extensive experience in insurance and bank regulatory matters, banking and debt finance as well as payments and cards.

Michael Matheson

Michael has more than 25 years of experience in banking and financial services law, with a particular specialization in corporate and commercial finance. His practice is focused on the areas of banking, syndicated lending, leveraged finance, project finance, and mergers and acquisitions. Michael regularly advises Canadian and foreign financial institutions and borrowers with respect to the structuring and negotiation of syndicated loan transactions, acquisition financings, take-over bid financings, leveraged buyouts, corporate reorganizations, workouts, and mergers and acquisitions.

Tyrel Henderson

Senior associate

Eli Monas

Partner

Ana Badour

Ana is a partner in McCarthy Tétrault’s Toronto Financial Services group and co-leader of the firm’s Fintech group. Ana regularly advises banks, credit unions, payment service providers, non-bank lenders and other Fintech entities on regulatory requirements, including prudential, consumer protection and anti-money laundering requirements. She is a Certified Anti-Money Laundering Specialist (CAMS).

Amanda Balasubramanian

Amanda Balasubramanian is a leading lawyer in commercial banking and debt financings in Canada. Her legal acumen, market experience and proactive approach help move her clients’ goals and business strategy forward.Co-head of Torys’ Banking and Debt Finance Practice, Amanda represents lenders, sponsors and borrowers in domestic, international and global transactions, including acquisition finance, private equity and leveraged finance, liquidity financings, public and private offerings of debt securities, and streaming and royalty-based financings. Fund clients and lenders rely on her experience in designing fund finance products, including subscription facilities, NAV facilities and co-investment programs.Amanda’s work for clients extends to restructuring transactions, where she represents clients in debtor-in-possession and exit financings, as well as stream financings and the resultant intercreditor relationships.

Rick Borden

Senior Partner

Adam Delean

Adam is one of Canada’s leading banking and finance lawyers, with decades of experience and market insight in corporate banking, leveraged finance and structured finance. Adam works closely with lenders and borrowers on transactions such as bank credit facilities, Canadian and U.S. bond financings, structured finance transactions, mezzanine financings and derivatives. He has particular experience in cross-border and international financings and is the chair of the firm’s India practice group. Clients also look to Adam’s robust knowledge for guidance on compliance matters related to their financing arrangements.

Michel Deschamps

Practices banking and commercial law. Broad experience in domestic and cross-border loan syndications, secured transactions, receivables financing, international banking transactions, and regulation of financial institutions (including on consumer protection matters).

Simon Finch

Simon’s practice focuses on debt transactions, acting both for borrowers and lenders (bank and private credit). He has extensive experience structuring and negotiating syndicated credits, asset-based loans, capital call facilities, and project financings. In particular, he provides advice with respect to acquisition financings, including both strategic and sponsor leveraged buyouts and tender-offer financings for public companies. Simon has developed particular expertise in the mining sector, and advises on projects within and outside of Canada. Simon's clients include numerous domestic and foreign financial institutions, private equity funds, corporations and foreign law firms, who retain him to assist with the Canadian aspects of multi-jurisdictional financings.

Kevin Fougere

A leading banking and finance lawyer, Kevin gives strategic and transaction-oriented counsel across the spectrum of corporate lending and project finance. Kevin has extensive experience advising corporate clients and financial institutions on a wide range of financing transactions, including project financing, syndicated bank transactions, bond financings, cross-border financings, acquisition financings and asset and reserve based lending, as well as advising on general corporate and commercial matters. Kevin works with clients in a wide range of industries, including on financings in the oil and gas, energy services and renewable power sectors.

Stephen Furlan

Practice focuses on project finance and secured lending. Regularly advises Canadian and foreign lenders with respect to the structuring and negotiation of some of the most complex project financings in the Canadian marketplace. Has acted for both lenders, borrowers and governments with respect to project financing, public private partnership infrastructure financings and loan work-outs in the project finance area.

Richard Higa

Practice focuses on all aspects of domestic and cross-border financings, including acquisition, asset-based, cash flow and recurring revenue based lending, bilateral and syndicated financings, Term B, second lien and mezzanine financings, as well as debtor-in-possession financings and high-yield notes. Recently acted on behalf of a variety of Canadian and US financial institutions including banks, insurance companies and specialty debt funds on asset-based financings and leveraged cash-flow financings and mezzanine financings provided to private equity funds in connection with acquisitions in the gaming, telecom, insurance, medical, technology and manufacturing sectors. Richard brings a pragmatic, solution oriented practical style to closing transactions. In addition to his finance practice, Richard is the Practice Group Leader for the firm’s business law group in Toronto.

Michael McIntosh

Partner

Jacqueline Shinfield

Partner