Baker McKenzie Abogados, S.C.

Banking, Finance & Major Projects

Alfonso focuses his practice on financial technology (Fintech), regulatory compliance and real estate finance (including syndicated loan facilities). He regularly advises Fintech companies (local as well as multinationals) on regulatory and transactional matters, including e-wallet platforms, crowdfunding entities, online lending B2B platforms, digital banks, card payment processors (aggregators and acquirers), cryptocurrency exchanges and comparison product and services platforms. He also works on the negotiation of loan facilities, and their security interest documents.

Alfonso is responsible for the Baker McKenzie team in charge of preparing and filing applications with the National Banking and Securities Commission (CNBV) for e-wallet platforms, crowdfunding entities and regulatory sandboxes under the Mexican Fintech Law. That team submitted 2 out of the 60 e-wallets applications filed nationally with the CNBV, before the deadline of September 25, 2019, for such entities to be considered under the transitory regime of the Fintech Law.

In his capacity as compliance officer, Alfonso designs and supervises the implementation of AML Manuals and internal control structures of regulated financial institutions. He also coordinates annual AML audits on their behalf.

English, Spanish

New York University Alumni Association - Member Asociación Nacional de Abogados de Empresa - Member Asociación de Agregadores de Medios de Pago - Member of the Regulatory Committee

Universidad Panamericana (Fintech Law Certification) (2019) Universidad Panamericana (Fintech Law Certification) (2018) Mexican Banking and Securities Commission (Certification as Anti-Money Laundering Compliance Officer) (2016) New York University (Master in Corporate Law) (2010) Universidad Autonoma de Ciudad Juárez (Bachelor in Law) (2006)